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                        <h1 style="color: white;">Refund Policy</h1>
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                            <a href="index.php" style="color: white;">Home</a> / Refund Policy
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                        <p class="lead" style="color: rgba(255,255,255,0.9);">Last Updated: February 8, 2026</p>
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                <small>LonerTech Ltd</small>
                <h3>Refund Policy</h3>
                <p class="lead">At LonerTech Ltd, we are committed to providing high-quality web development, SEO services, and digital solutions. If you are not completely satisfied with the services provided, please review our Refund Policy below. We value transparency and want to ensure you understand our terms before engaging our services.</p>
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                        <!-- Section 1: Eligibility for Refund -->
                        <h4><i class="fa fa-check-circle"></i> 1. Eligibility for Refund</h4>
                        <p>We understand that sometimes services may not meet your expectations. To ensure fair treatment for both parties, we have established the following eligibility criteria:</p>
                        <ul style="margin: 20px 0; padding-left: 20px;">
                            <li style="margin-bottom: 10px;"><strong>Timeframe:</strong> Refund requests must be submitted within <strong>14 days</strong> of the initial service delivery date or project milestone completion.</li>
                            <li style="margin-bottom: 10px;"><strong>Service Dissatisfaction:</strong> If you are dissatisfied with our customized solutions (web development, SEO services, e-commerce development, etc.), please contact our support team immediately to discuss the issue and explore resolution options.</li>
                            <li style="margin-bottom: 10px;"><strong>Tangible Services Only:</strong> Refunds will only be considered for tangible services that have not been fully delivered, implemented, or deployed to production environments.</li>
                            <li style="margin-bottom: 10px;"><strong>Good Faith Requirement:</strong> Refund requests must be made in good faith. Any attempt to exploit this policy after full service delivery and implementation will be declined.</li>
                        </ul>

                        <div style="background: #fff9e6; border-left: 4px solid #ffb700; padding: 20px; margin: 25px 0; border-radius: 5px;">
                            <strong style="color: #ff6600;"><i class="fa fa-exclamation-triangle"></i> Important:</strong> For custom web development projects, refunds are evaluated based on project milestones. If certain milestones have been completed and approved, those portions are non-refundable.
                        </div>

                        <hr class="hr1">

                        <!-- Section 2: Non-Refundable Items -->
                        <h4><i class="fa fa-ban"></i> 2. Non-Refundable Items & Services</h4>
                        <p>The following services and situations are <strong>NOT eligible</strong> for refunds:</p>
                        
                        <p style="margin-top: 25px;"><strong>Completed Services:</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Once a service is fully rendered, developed, implemented, and delivered in accordance with the agreed scope of work, <strong>no refunds will be provided</strong>.</li>
                            <li style="margin-bottom: 10px;">Services that have been deployed to live production environments (websites, e-commerce stores, web applications) are non-refundable.</li>
                            <li style="margin-bottom: 10px;">Completed SEO campaigns, including keyword research, on-page optimization, backlink building, and content creation that has been delivered and implemented.</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>Third-Party Costs:</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Domain name registration fees</li>
                            <li style="margin-bottom: 10px;">Web hosting services and server costs</li>
                            <li style="margin-bottom: 10px;">SSL certificates</li>
                            <li style="margin-bottom: 10px;">Premium themes, plugins, or software licenses purchased on your behalf</li>
                            <li style="margin-bottom: 10px;">Google Ads, Facebook Ads, or any paid advertising campaigns already launched</li>
                            <li style="margin-bottom: 10px;">Third-party API integration fees</li>
                            <li style="margin-bottom: 10px;">Payment gateway setup fees</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>Promotional & Discounted Services:</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Services purchased under promotional offers, special discounts, or limited-time deals may not be eligible for a refund.</li>
                            <li style="margin-bottom: 10px;">Bundled service packages at discounted rates are generally non-refundable once work has commenced.</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>Change of Mind:</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Refunds will not be issued due to a change of mind after project initiation or after design/development approval.</li>
                            <li style="margin-bottom: 10px;">If you decide to discontinue a project mid-way, you will be charged for the work completed up to that point.</li>
                        </ul>

                        <hr class="hr1">

                        <!-- Section 3: Refund Process -->
                        <h4><i class="fa fa-refresh"></i> 3. Refund Process</h4>
                        <p>If you believe you are eligible for a refund based on the criteria above, please follow these steps:</p>
                        
                        <p style="margin-top: 25px;"><strong>Step 1: Contact Our Support Team</strong></p>
                        <p>To initiate a refund request, please contact our support team at <strong><a href="mailto:info@lonertechltd.net.ng">info@lonertechltd.net.ng</a></strong> or via WhatsApp at <strong><a href="https://wa.me/2348038777959">+234 803 8777 959</a></strong> with the following details:</p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Your full name and contact information</li>
                            <li style="margin-bottom: 10px;">Service/project name and invoice number</li>
                            <li style="margin-bottom: 10px;">Detailed explanation of the issue or reason for the refund request</li>
                            <li style="margin-bottom: 10px;">Any supporting documentation (screenshots, emails, etc.)</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>Step 2: Evaluation & Review</strong></p>
                        <p>Upon receiving your refund request, our team will:</p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Review your case within <strong>3-5 business days</strong></li>
                            <li style="margin-bottom: 10px;">Evaluate the work delivered against the agreed scope</li>
                            <li style="margin-bottom: 10px;">Attempt to resolve the issue through revisions or corrections if applicable</li>
                            <li style="margin-bottom: 10px;">Communicate our findings and decision via email</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>Step 3: Refund Processing</strong></p>
                        <p>If your refund request is approved:</p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">We will process the refund to your original payment method</li>
                            <li style="margin-bottom: 10px;">Refunds will be credited within <strong>10-15 business days</strong> of approval</li>
                            <li style="margin-bottom: 10px;">Partial refunds may be issued for partially completed projects</li>
                            <li style="margin-bottom: 10px;">You will receive a confirmation email once the refund has been processed</li>
                        </ul>

                        <div style="background: #f0f8e8; border-left: 4px solid #8ec63f; padding: 20px; margin: 25px 0; border-radius: 5px;">
                            <strong><i class="fa fa-info-circle"></i> Note:</strong> Bank processing times may vary. Please allow up to 15 business days for the refund to reflect in your account. Transaction fees charged by payment processors are non-refundable.
                        </div>

                        <hr class="hr1">

                        <!-- Section 4: Service-Specific Refund Terms -->
                        <h4><i class="fa fa-cogs"></i> 4. Service-Specific Refund Terms</h4>

                        <p style="margin-top: 25px;"><strong>Web Development & E-commerce Projects</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Refunds are calculated based on completed milestones</li>
                            <li style="margin-bottom: 10px;">Design mockups, wireframes, and approved prototypes are non-refundable</li>
                            <li style="margin-bottom: 10px;">Development work that has passed quality assurance (QA) testing is non-refundable</li>
                            <li style="margin-bottom: 10px;">Custom code and features already integrated into your website are non-refundable</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>SEO Services & Digital Marketing</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Monthly SEO retainers are non-refundable for the current month once services have been rendered</li>
                            <li style="margin-bottom: 10px;">Completed keyword research, SEO audits, and content creation are non-refundable</li>
                            <li style="margin-bottom: 10px;">Backlinks acquired and content published on third-party sites are non-refundable</li>
                            <li style="margin-bottom: 10px;">If dissatisfied with results, we encourage discussion before the end of the billing cycle to explore adjustments</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>WordPress & Shopify Development</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Premium themes and plugins purchased specifically for your project are non-refundable</li>
                            <li style="margin-bottom: 10px;">Customization work already implemented on your WordPress or Shopify site is non-refundable</li>
                            <li style="margin-bottom: 10px;">Data migration and setup services are non-refundable once completed</li>
                        </ul>

                        <p style="margin-top: 25px;"><strong>Web Application Development (Custom Platforms)</strong></p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Given the custom nature of web applications (dating apps, marketplaces, booking systems, etc.), refunds are highly limited</li>
                            <li style="margin-bottom: 10px;">Refunds, if any, will be prorated based on completed development sprints</li>
                            <li style="margin-bottom: 10px;">Source code handed over to the client is non-refundable</li>
                        </ul>

                        <hr class="hr1">

                        <!-- Section 5: Dispute Resolution -->
                        <h4><i class="fa fa-balance-scale"></i> 5. Dispute Resolution</h4>
                        <p>We believe in resolving issues amicably and professionally. If you have concerns about our services:</p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;"><strong>Direct Communication:</strong> We encourage you to reach out to us directly before initiating any formal dispute or chargeback.</li>
                            <li style="margin-bottom: 10px;"><strong>Mediation:</strong> If we cannot resolve the issue internally, we are open to third-party mediation.</li>
                            <li style="margin-bottom: 10px;"><strong>Chargebacks:</strong> Initiating a chargeback without first contacting us may result in immediate suspension of services and termination of our business relationship. Chargebacks also incur additional fees which may be billed to you.</li>
                        </ul>

                        <hr class="hr1">

                        <!-- Section 6: Amendments to Refund Policy -->
                        <h4><i class="fa fa-pencil"></i> 6. Amendments to the Refund Policy</h4>
                        <p>LonerTech Ltd reserves the right to modify, update, or change this refund policy at any time to reflect changes in our services, legal requirements, or business operations.</p>
                        <ul style="padding-left: 20px;">
                            <li style="margin-bottom: 10px;">Updated terms will be posted on our website at <strong><a href="https://lonertechltd.net.ng/refund-policy.php">https://lonertechltd.net.ng/refund-policy.php</a></strong></li>
                            <li style="margin-bottom: 10px;">Clients will be notified of significant changes via email</li>
                            <li style="margin-bottom: 10px;">The "Last Updated" date at the top of this page will reflect the most recent revision</li>
                            <li style="margin-bottom: 10px;">Continued use of our services after policy updates constitutes acceptance of the revised terms</li>
                        </ul>

                        <hr class="hr1">

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                            <h4 style="color: white; margin-bottom: 15px;"><i class="fa fa-comments"></i> Have Questions About Our Refund Policy?</h4>
                            <p style="color: white; margin-bottom: 20px;">Our team is here to help! If you have any questions or concerns about our refund policy, please don't hesitate to reach out.</p>
                            <p style="color: white; margin: 10px 0;">
                                <i class="fa fa-envelope"></i> <a href="mailto:info@lonertechltd.net.ng" style="color: white;">info@lonertechltd.net.ng</a> &nbsp;&nbsp;|&nbsp;&nbsp;
                                <i class="fa fa-whatsapp"></i> <a href="https://wa.me/2348038777959" style="color: white;">+234 803 8777 959</a> &nbsp;&nbsp;|&nbsp;&nbsp;
                                <i class="fa fa-map-marker"></i> Lagos, Nigeria
                            </p>
                            <p style="margin-top: 20px; font-size: 14px; color: white;">Available Monday - Friday: 9:00 AM - 6:00 PM (WAT)</p>
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                            <h4><i class="fa fa-book"></i> Related Policies</h4>
                            <p>For more information about our services and policies, please review:</p>
                            <ul style="margin-bottom: 0;">
                                <li><a href="terms.php">Terms of Service</a> - Our legal agreement with users</li>
                                <li><a href="privacy.php">Privacy Policy</a> - How we protect your data</li>
                                <li><a href="disclaimer.php">Disclaimer</a> - Important disclaimers about our services</li>
                                <li><a href="contact.php">Contact Us</a> - Get in touch with our team</li>
                            </ul>
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                        <p style="text-align: right; font-size: 13px; color: #999; margin-top: 30px; font-style: italic;">
                            <i class="fa fa-calendar"></i> Last Updated: February 8, 2026
                        </p>
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